Product Engineer (KYC Engineering)


About Paidy Inc.


Paidy is Japan's pioneer and leading BNPL service with the mission to spread trust through society and to give people room to dream.


Paidy offers instant, monthly-consolidated credit to consumers by removing hassles from payment and purchase experiences. Paidy uses proprietary models and machine learning to underwrite transactions in seconds and guarantee payments to merchants. Paidy increases revenue for merchants by reducing the number of incomplete transactions, increasing conversion rates, boosting average order values, and facilitating repeat purchases from consumers. 

Paidy continues to innovate to make shopping easier and more fun both online and offline. For more information, please visit


Position overview/Purpose of role:

We are looking for passionate, innovative and dedicated software engineers who are ready to make an impact by accelerating growth in the number of Paidy users over the upcoming months. Showcase your entrepreneurial spirit!

You will be responsible for developing and scaling our payments platform while meeting the highest standards in terms of security, maintainability and resilience to failure. You will meet regularly with the product team to align software delivery with business goals. With the help of your team members, you will come up with software design tradeoffs and communicate them clearly to other engineers as well as product team members to implement mutually agreed-upon solutions. You will also have the opportunity to work cross functionally in feature teams to deliver product features and services. In addition to regular deliverables expected of the engineering team, you are expected to follow and stay current with industry best practices -- such as writing automated tests and taking part in regular code reviews to ensure quality code at its highest possible standards. We look forward to meeting you!


Required Skills to have:


● Knowledge of one or more high-level statically-typed languages (i.e. Java, Scala, Haskell, Kotlin, Rust, C++, OCaml, C#, F#, etc), plus an interest in Functional Programming

● Knowledge of Git

● Quality code and testing: Legibly-written code that is easily understood by others

● Approaches debugging with a systematic approach

● Understands automated testing with a curiosity to suggest performance improvements

● Ability to understand code independently and make intelligent inferences to code in the broader context

● Understanding of software architecture and design with the ability to align the overall service architecture

● Basic understanding of security measures and how they may implicate the wider system

● Comfortable with knowledge sharing, working on a team and building relationships

● Shows interest in the organization


Good to have:


Preferably relevant experience in technologies and concepts that we use at Paidy:

● Scala, Cassandra, Kafka, Postgres, Functional Programming, REST API, microservices architecture, JSON, Avro, CI/CD, AWS, Fargate, Terraform, Git, Data streaming, ElasticSearch, Redis, Event Sourcing, unit/functional testing, cats, cats-effect, tagless final, CQRS, event sourcing.

● Understands cross-team interdependencies and work streams

● Ability to envision delivery roadmap and articulates this clearly for others to follow

● Builds relationships with stakeholders throughout the organization

● Understands product opportunities, differentiators and competition

● Knowledge of cloud computing platforms such as AWS

● Experience building distributed systems

● Experience working on a payment platform or other fintech field

● For senior engineers, demonstrates technical leadership and mentorship to junior engineers


  Paidy team will ask about your user experiences with Paidy Apps during the interview. Please download Paidy App and try it out!


For those who are not able to download Paidy App, due to the regional restrictions, please be advised that you download the similar App, such as Klarna, Afterpay, Affirm and so forth, and come up with your opinions on these applications and services.


Paidy Values:


Be a winner / 勝ちにこだわる
Beat expectations / 常に期待値を超える
Display surprising speed / 人をスピードで驚かす
Embrace risk / リスクを恐れない
Own it and deliver / 結果を出す
Commit to what, when and how to deliver/ 目的‧やり方‧期限にコミットする。
Own the actions to deliver / 結果のためのアクションにこだわる
Embrace conflict when needed to deliver results / 必要なら対立‧衝突も恐れない
Play an integral role / 大切なピースになる
Make an irreplaceable contribution to our business / 替えの効かない貢献をする
Embrace and bridge differences in language and culture / 皆が言語と文化の架け橋になる
Raise the bar / スタンダードを上げ続ける


We look forward to meeting the engineering genius in you!